McAbee Beach is a good dive in the heart of Monterey. Park on the street, use the meters, and walk down the path to the beach. Kick out to the kelp (35 ft), and dive back to shore. Some pretty nice fish here, although I can't help but think there should be more fish in Monterey overall. Some of the old-timers have told me there used to be lots more. You can also view the beach through the web cam les jackson.com